Privacy Policy

1. Introduction

At Forfoutiti ("we", "our", "us"), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://forfoutiti.com (the "Site") or purchase our financial education resources.

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site. By accessing the Site and/or purchasing our products, you consent to the collection, use, and disclosure of your information in accordance with this Privacy Policy.

2. Information We Collect

2.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Register for an account
• Purchase products or services
• Sign up for our newsletter
• Contact us via our contact form
• Participate in surveys or promotions

This information may include:

• Full name
• Email address
• Phone number
• Shipping/billing address
• Payment information (note that we do not store credit card details on our servers)

2.2 Automatically Collected Information

When you visit our Site, we may automatically collect certain information about your device and usage patterns, including:

• IP address
• Browser type and version
• Operating system
• Pages you view
• Time and date of your visit
• Time spent on specific pages
• Referring website
• Click-through patterns

2.3 Cookies and Similar Technologies

Our Site uses cookies and similar tracking technologies to track activity on our Site and hold certain information. Cookies are small data files placed on your device when you visit a website.

We use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your device until you delete them) to provide you with a more personalized and interactive experience on our Site.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site. Our cookie policy is explained in our cookie consent banner and can be managed through your browser settings.

3. How We Use Your Information

We may use the information we collect for various purposes, including to:

• Provide, maintain, and improve our Site and services
• Process transactions and send related information, including purchase confirmations and invoices
• Send administrative information, such as updates to our terms, conditions, and policies
• Respond to your comments, questions, and customer service requests
• Send you marketing and promotional communications (with your consent)
• Personalize your experience and deliver content relevant to your interests
• Monitor and analyze trends, usage, and activities in connection with our Site
• Detect, prevent, and address technical issues
• Comply with legal obligations

4. Disclosure of Your Information

We may share your personal information in the following situations:

• Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
• Business Transfers: If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.
• Legal Requirements: We may disclose your information where required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
• Protection of Rights: We may disclose your information to protect the rights, property, or safety of Forfoutiti, our customers, or others.

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

5. Data Security

We have implemented appropriate technical and organizational measures to secure your personal information from accidental loss and unauthorized access, use, alteration, or disclosure. However, please be aware that no method of transmission over the Internet or method of electronic storage is 100% secure.

While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. You are responsible for maintaining the confidentiality of your account credentials and limiting access to your computer or device.

6. International Data Transfers

Our Site is operated from Ghana. If you are located outside Ghana, please be aware that information you provide to us will be transferred to, processed, and stored in Ghana. By using the Site or providing us with any information, you consent to this transfer, processing, and storage of your information in Ghana, where the privacy laws may not be as comprehensive as those in your country of residence.

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• Access: You may request access to the personal information we hold about you.
• Correction: You may request that we correct inaccurate or incomplete personal information.
• Deletion: You may request that we delete your personal information in certain circumstances.
• Restriction: You may request that we restrict the processing of your personal information in certain circumstances.
• Data Portability: You may request a copy of your personal information in a structured, commonly used, and machine-readable format.
• Objection: You may object to our processing of your personal information in certain circumstances.

To exercise these rights, please contact us using the details provided in the "Contact Us" section below. We will respond to your request within a reasonable timeframe.

8. Marketing Communications

We may send you marketing communications about our products and services that we believe may be of interest to you. You can opt out of receiving these communications at any time by:

• Clicking the "unsubscribe" link in the email
• Contacting us using the details provided below

Please note that even if you opt out of marketing communications, we may still send you non-promotional emails, such as those about your account or our ongoing business relations.

9. Third-Party Links

Our Site may contain links to third-party websites and services. We have no control over the content, privacy policies, or practices of these third-party websites or services. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our Site is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will delete such information from our systems.

11. Analytics and Advertising

We may use third-party analytics services, such as Google Analytics, to help us understand how users engage with our Site. These services may use cookies and similar technologies to collect information about your use of the Site and report website trends.

We may also use third-party advertising services, such as Facebook Pixel, to deliver targeted advertisements to you on third-party websites based on your interests and online activities. These services may collect information about your visits to our Site and other websites.

You can opt out of certain targeted advertising by visiting:

• Digital Advertising Alliance
• Network Advertising Initiative
• European Interactive Digital Advertising Alliance (for EU users)

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this policy. You are advised to review this Privacy Policy periodically for any changes.

Your continued use of the Site after we post changes to the Privacy Policy will constitute your acknowledgment of the modifications and your consent to abide and be bound by the updated Privacy Policy.

13. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at: